Privacy Policy

Effective August 30, 2024

By using or accessing our Services in any manner, you acknowledge that you accept the practices and policies outlined below, and you hereby consent that we will collect, use and share your information as described in this Privacy Policy.

OVERVIEW

This Privacy Policy (“Policy”) describes our policies, practices, and procedures regarding the use, sharing, storage, and protection of Personal Data (as defined below) we collect from users of our website, located at https://www.8b.africa/ (the “Site”), services, software, content, and all other products and services (the foregoing, collectively, the “Services”) owned, controlled, or offered, directly or indirectly, by 8B Finance, Inc. (“us”, “we”, or “our”). By accessing or using our Services in any manner, you agree to be bound by our website’s Terms of Use (the “Terms”). This Privacy Policy is incorporated into the Terms by reference.

This Privacy Policy applies to Personal Data we have or obtain about you that identifies, relates to, describes, can be associated with, or could reasonably identify you as an individual. It includes data like your name, address, or email address, as well as less obvious data like demographic data, your IP address, and location data (where you are located). This Privacy Policy applies to all Personal Data we collect and use when you access or use our Services, or communicate or interact with us in any way, including mail, email, phone, chat, or social media.

This Policy does not apply to data that is not personal, like anonymous, de-identified, or aggregated data, even if it comes from Personal Data. This Policy does not cover people working with 8B Finance, Inc in a business context, such as vendors.

What data do we collect?

We may collect Personally Identifiable Information (“Personal Data”) and information about how our website is being accessed and used (“Usage Data). We collect the following Personal Data if you voluntarily provide it to us through filling out forms, including the contact form, on our Site:

Email address
First and last name
Date of birth
Phone number
Address

When you access the Site, we automatically collect the following Usage Data:

Your IP address
Browser type
Browser version
Pages of our website visited
Time and date of visit
Time spent on the pages
Unique device identifiers
Other diagnostic data

Your IP address may be associated with your location. We do not otherwise obtain your location data.

How will we use your data?

We collect your data so that we can:

Contact you via email because you have indicated that you would like to receive information from us
Improve our web site
Monitor usage of our web site
Detect, prevent and address technical issues

We may share your Usage Data with service providers for technical services related to the Site. We do not share your Personal Data with others unless we obtain your consent to do so.

Data Protection and Security

The security of your data is important to us, and we strive to use commercially reasonable and acceptable means to protect your Personal Data. However, no method of transmission over the Internet, or method of electronic storage is 100% secure, and we cannot guarantee absolute security. If we suspect that a security breach has occurred, we may attempt to notify you and use reasonable means to alert you.

Disclosure of Data

We may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

We may disclose your Personal Data in the good faith belief that such action is necessary to:

Protect the confidentiality or security of the Company’s records pertaining to the Consumer, service, product, or transaction;
Protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability;
For required institutional risk control or for resolving Consumer disputes or inquiries;
To persons holding a legal or beneficial interest relating to the Consumer;
To persons acting in a fiduciary or representative capacity on behalf of the Consumer;
To provide information to agencies that are rating the Company, persons that are assessing the Company’s compliance with industry standards, and the Company’s attorneys, accountants, and auditors;
To the extent specifically permitted or required under other provisions of law and in accordance with the RFPA to law enforcement agencies;
To a consumer reporting agency in accordance with the Fair Credit Reporting Act;
In connection with a proposed or actual sale, merger, transfer, or exchange of all or a portion of a business or operating unit if the disclosure of NPI concerns solely Consumers of such business or unit;
To comply with Federal, state, or local laws, rules and other applicable legal requirements;
To comply with a properly authorized civil, criminal, or regulatory investigation, or subpoena or summons by Federal, state, or local authorities; or
To respond to judicial processes or government regulatory authorities having jurisdiction over the Company for examination, compliance, or other purposes as authorized by law.

User Consent

By submitting Personal Data through our Site or Services, you agree to the terms of this Privacy Policy and you expressly consent to the collection, use and disclosure of your Personal Data in accordance with this Privacy Policy. This consent is effective until you revoke it. You can revoke this consent at any time by emailing us at [email protected] with “Privacy” in the subject line.

Transfer of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may be different than those from your jurisdiction.

If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to the United States and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Cookies

Cookies are text files placed on your computer to collect standard Internet log information and visitor behavior information. Our website does not use cookies.

Data Retention

We retain your Personal Data for business or tax needs, or other legal reasons. Under applicable law, we may be required to retain your Personal Data for certain statutory periods of time. We will use commercially reasonable efforts to delete your Personal Data upon the expiry of such statutory time periods.

Privacy Policies of Other Websites

Our Site contains links to other websites. Our privacy policy applies only to our website, so if you click on a link to another website, then you should read its privacy policy.

Children’s Privacy

8B Education Investments is committed to protecting the privacy of children and complies fully with the Children’s Online Privacy Protection Act (COPPA). Our website is not directed to children under 13, and we do not knowingly collect personal information from them without verifiable parental consent. If you are a parent and believe your child has provided us with personal information, please contact us at [email protected] to review or delete the information.

Changes to our Privacy Policy

We regularly update this Privacy Notice and will notify you of changes by revising the date at the top of this page. If you continue to engage with us in a business context or use our Services after these updates, we will interpret this as your acceptance of the changes for any new data we collect. Changes will not apply to previously collected Personal Data unless we obtain consent from affected individuals. Your continued use of our Site or Services after being notified of changes indicates your acknowledgment and agreement to be bound by the updated terms

How to Contact Us

If you have any questions about our Privacy Policy, then please do not hesitate to contact us. Email us at: [email protected].